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ALGORITHMIC EQUITIES · GOLD · BONDS LIVE

Balance × Equilibrium

Our steadiest strategy. Smooth, low-volatility growth from a balanced blend of equities, gold and bonds, built to replicate the market's long-run performance with much smaller drawdowns than a plain stock portfolio.

-0.3%
Live return
2
Months live
-2.1%
Live max drawdown
+9.9%
Model CAGR (23y)
1.17
Model Sharpe (23y)
Data updated 2026-08-02

Growth of $100

What $100 would have become. The dashed line marks the live-trading start.

Monthly returns (%)

Plain rows are the backtested model; LIVE rows are live trading. Live won't match the model exactly: real costs, execution timing, and a gradual start. The green marker shows the month live trading began.

How it works

Balance Equilibrium allocates across three building blocks: equities, gold and bonds. The objective is to capture most of the equity market's long-term growth while substantially reducing drawdowns, for a smoother return profile than a plain stock portfolio. The rules are fixed and rebalanced on a set schedule, with no discretion.

Diversification
Equities drive the growth, while gold and bonds tend to hold up when equities decline. Holding the three together smooths returns and reduces the depth of drawdowns.
Low volatility by design
The blend is designed to keep day-to-day fluctuations and peak-to-trough losses contained, making it easier to stay invested through difficult periods rather than selling at the lows.
More efficient than equities alone
A plain stock portfolio carries far more volatility for a similar long-run return. This allocation is designed to match the US market's long-run return with materially smaller drawdowns: a comparable outcome with a steadier path.

The exact mix and settings are the result of extensive research and out-of-sample testing, and remain proprietary.

Important disclaimers

Backtest vs live. Left of the dashed line, the curve is a simulation on historical data with cost assumptions. It is a model, not a track record. Right of the dashed line is live, and live results differ from the model and will keep differing.

Lower risk, not no risk. Balance Equilibrium uses no leverage and diversifies across equities, gold and bonds, so its worst modelled drawdown was modest, around -9%. Even so, diversified portfolios can fall, and gold and bonds can drop at the same time as stocks.

Not investment advice. Past performance does not guarantee future results. Backtested results are simulations, not a track record. Do your own research and never invest money you cannot afford to lose.